Independent mortgage advice is available through our associate, Spencer & Co Financial Services, who are based at our Hull office. Spencer & Co Financial Services are authorised and regulated by the Financial Services Authority. For further information, call Roger Spencer on 01482 470910 Your home may be repossessed if you do not keep up repayments on your mortgage. A fee is not normally charged for mortgage advice. If a fee is charged, it will be dependent upon individual circumstances. A typical fee is £200.